Learn More About Our Virtual Consultations Due To The COVID-19 Outbreak.
homelegal Articles
Business Insurance Disputes

Business Insurance Disputes

Business Insurance Disputes Attorney in Phoenix

Having insurance coverage for your small business is extremely vital. Business accidents and disasters happen more frequently than expected and when you less expect it. To hedge against these unexpected occurrences, a responsible small business owner will ensure adequate insurance coverage is in place. Having insurance coverage, however, does not mean your claim will be covered by the insurance policy or deemed an accepted claim. Oftentimes, insurance companies fail to thoroughly investigate insurance claims or have different interpretations of the insurance contract. When this happens, the insurance carriers often wrongfully deny claims, giving rise to insurance claim disputes.

 

Most Common Business Owner Insurance Claim Disputes arise out of the following occurrences:

  • Hurricane, Storm, Sinkhole and Lightning Damage
  • Water Extraction
  • Mold Contamination
  • Fire or Electrical Damage
  • Definitions within the Insurance Contract

 

Filing an Insurance Dispute for a Claim Denial

If you file a claim with your insurance provider and they deny your claim, you have the option to dispute the denial. At this point, you should engage an experienced attorney. You can dispute the claim denial on your own, but engaging an attorney who is experienced in this area of law increases the likelihood of the insurance carrier reconsidering their denial. If your claim denial is not resolved to your liking, you can explore other options such as filing a complaint within the state you reside, or filing a complaint with your state’s department of insurance. An experienced attorney will advocate for you along the complaint process all the while exploring options to resolve your case when the opportunity arises.

 

Recommended Insurance Policies for Arizona Small Business Owners

  • General Liability Insurance: This insurance will help your business with common risks. Most commercial leases will require this insurance.
  • Professional Liability Insurance: This insurance will cover mistakes and oversights that happen at work. It will also be able to cover professional negligence lawsuits as well as late or incomplete work. 
  • Excess Insurance Coverage: This insurance will generally pay any “excess” amount above your general liability coverage. 
  • Cyber Liability Insurance: This insurance option will help businesses cover data breaches and cyberattacks.
  • Business Owner’s Policy: This insurance option bundles property insurance and general liability insurance into one plan. It’s one of the most cost-effective policies for small business owners.

 

Lawyer For Business Insurance Disputes In Arizona

Zazueta Law is experienced in Business Insurance Disputes and can help you navigate this process. There is a lot to think about and consider when dealing with a dispute, so we highly recommend you consult with an attorney. At Zazueta Law, we focus on predictive analysis and cost-effective representation using successful litigation strategies. We offer a free consultation to help with the process, so fill out your information below to get yours scheduled. 

Additional legal articles

Why Clients Choose Zazueta Law

A LAW FIRM YOU CAN TRUST

PROVEN RESULTS

Hundreds of cases devoted to solving client legal problems.

AFFORDABLE

A great lawyer should not break the bank.

FREE CONSULTATION

Choosing the right lawyer is important. You should know your lawyer.

SPEAKS SPANISH

Improved communication 
reduces errors & cost from translation services.

Get in Touch

Lock In Your Free Consultation By Contacting Us Today!

Phoenix Office
4742 North 24th Street, Suite 300 Phoenix, Arizona 85016
Scottsdale Office
8245 North 85th Way, Suite D Scottsdale, Arizona 85258​
Legal Disclaimer:

I certify that I am 18 years of age or older.  I understand that the information I submit through this site may not be kept confidential and that no attorney-client relationship has been formed until I have been notified by ZAZUETA LAW, PLLC that my matter has been accepted. Read Full Statement

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.